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2 hours ago, Cindy Cooper said:

The apartment complex I live at is charging tenants for insurance to cover the structure of the building, we have liability insurance already, is this legal, hoping you can help me, thank you so much 

 

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that if we do not have insurance we are going to get charged 12 dollars, I was told it was for the structure but the tenants are not the owners and that a lot of apartment complex do it, I had never heard of it, I even asked my insurance agent and they said that was weird

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2 hours ago, Cindy Cooper said:

that if we do not have insurance we are going to get charged 12 dollars, I was told it was for the structure but the tenants are not the owners and that a lot of apartment complex do it, I had never heard of it, I even asked my insurance agent and they said that was weird

Not uncommon.  If you caused a fire in the unit,  the insurance would cover the damages.

 

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