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Hammer

Unsigned title

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My stepson was involved in an accident in my vehicle but was not at fault. The insurance agency handling the claim wanted me to sign a blank Power of Attorney, and send my title to them unsigned. I finally was able to get them to let me completely fill out the Power of Attorney however I'm not sure why they want me to send my title unsigned. Can anyone explain why they needed a Power of Attorney form if I hold the physical copy of my title and why I don't need to sign it?

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I assume they are totally the car.  They need the POA and the title so they can sell the salvage. If you sign the title you would have to sign it to them and then they would have to register the car in their name and then sell it to whomever.

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44 minutes ago, Hammer said:

The insurance agency handling the claim

 

What does this mean?  In the insurance world, "agents" and "agencies" sell policies and are not typically involved in the handling or adjustment of claims.  So who exactly is this "agency"?  Is this an agent for your insurer or the other driver's insurer?

 

 

46 minutes ago, Hammer said:

Can anyone explain why they needed a Power of Attorney form if I hold the physical copy of my title and why I don't need to sign it?

 

We can guess until the cows come home.  If you want to know why the "agency" requested this stuff, ask the person with whom you're dealing.

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