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aree314

Judgment

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Six months ago I was involved in an auto accident where my vehicle was struct passenger rear. I received the citation for failure to yield the day after the accident occurred. The other party filed a small claims suit against me and the judge put in a judgment for the Plaintiff. I am still trying to wrap my head around this incident. The insurance company refused to take a look at my vehicle or pay for damages that their policy holder caused to my vehicle. Unfortunately, at the time that my vehicle was hit my insurance company canceled my policy.

I am currently unemployed and I've tried to get a lawyer but keep getting referred to the Bar Association since there was no injury from the incident. Plus, the expired insurance policy. Since it has been 6 months, is there anything that I can do to protect my leased vehicle and someone else's bank account?

If a lawyer is responding to this: Do I have a motion to countersue? If so, what grounds and can you reference any articles?

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"The other party filed a small claims suit against me and the judge put in a judgment for the Plaintiff."

I presume you didn't bother to appeal.

"The insurance company refused to take a look at my vehicle or pay for damages that their policy holder caused to my vehicle."

Nothing unlawful about that.

"Unfortunately, at the time that my vehicle was hit my insurance company canceled my policy."

Uhm, that doesn't mean you weren't covered under your insurance policy. :) Or are you saying that your policy was canceled *before* the accident? If *AFTER* the accident and your insurer refuses to process the claim though you have coverage for damage to other folks' cars and your own, then you file a complaint with your state insurance commission and file a small claims suit against your insurance company (at least I hope the damage to the other person and your car falls within the small claims court system, since you can navigate that on your own if they don't ask that the case be transferred to "general" court system).

You don't need a lawyer (and the lawyers you've talked with are giving you a pointless brush-off, because if you aren't willing to pay them, then you won't find a lawyer to help you with this).

"Since it has been 6 months, is there anything that I can do to protect my leased vehicle and someone else's bank account?"

Sorry, but this doesn't compute, esp. the first part. If someone won a judgment against you and you share a joint bank account with someone, then, duh, that person should be taking out their money and opening a separate account in their own name. :)

"Do I have a motion to countersue?"

If by "motion to countersue" you mean can you file suit against the plaintiff, the answer is "sure". But I suspect since you should have countersued at the time you were sued and the plaintiff will argue this matter was already addressed by a court, your suit will be tossed out.

Not sure what you mean by "reference any articles"? Articles won't help you file a lawsuit.

If so, what grounds and can you reference any articles?

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