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Found 117 results

  1. My home was sold at foreclosure auction by Regions Mortgage to Fannie Mae on 7/7/18 for the amount owed on loan which was $93,000, Fannie Mae is now selling it for $185,500. Could I be entitled to any of the equity that is left after fees and charges. Also, I was under the impression the 2 were in some way both the lender.
  2. I was pulled over for a clocked 86 in a 70 on interstate 75 three lane. I wasn't going that fast. The cops didnt like to communicate when they pulled me over and won't tell me what details are. It says citation and summons. The cop said I just had to pay a fine but that's not what the ticket says. It's a 10 hour drive from my home in Florida. When calling the number it states it could take 20 days for information. Seems a little Agressive for a speeding ticket. The cop made is sound like it was a lesser ticket but after trying to figure out how to pay it's sounding ridiculous. 40-6-241 state law. Cooks county. Does anyone know the fines details and if I need to plan for a trip up to Georgia? I'm a full time student work full time and my moms been in the hospital for a month icu. (Which is why I was in the situation in the first place)
  3. If you received diversion and then a dismissal in your case (shoplifting) is that a conviction on your record? If you received the Georgia First Offender Act and then a discharge is that a conviction on your record? If you have had a record expunged is that a conviction on your record? If you have had these three things and received a dismissal, discharge, and an expungement (you are one lucky boy!)...three cases....if there were (there is not) a future charge would the court system count the dismissal, discharge, and expungement against you? God bless you for assisting me....I truly appreciate it.
  4. hello, I have a daughter and she is 10 year old, I am undocumented. I came here first time in 1992 and lived until 1996 and went back to Brasil in 1996, Me and my wife arrived in USA in 2003 and my daughter`s birth in may 2006 in Atlanta Ga, I want to know if there is any chance to become legal resident and apply for citizenship in future? I heard on tv about the law enacted in august 2016. How does it work in my case?
  5. Hello, If someone who has knowledge about grade appeals could take some time to read the attached documents below and let me know what I can do about my situation legally. If my grade appeal is denied? My grade appeal was denied my the dean and now my case has moved to the Ad HOC Committee for review. Appeal Letter to the Dean.docx Statement to Ad Hoc Commitee.docx GradeAppeal_Sweeting.pdf
  6. Hello, I had purchased an e-book for a college course and I was charged $135.00 for the e-book. However, I do not have access to the e-book anymore because you only have access for the duration of the class apparently,which I found absurd. Additionally, we only had accessed for about 2 months, probably not even a full 2 months since the course was an 8-week class. I have never come across something like this when purchasing e-books. Is there anything that can be done about this situation? Is the legal?
  7. The address on our mortgage paperwork has been wrong ever since we've had it (about 10 years). We didn't even realize it for quite a while ourselves. Frankly, I don't even think about it that often, in the busyness of life, but when I do think about it, it really bothers me. I don't know how it got mixed up, but our property address number is supposed to be 89. It's 89 on our mailing address and it's 89 on our property tax bill. However, on our mortgage paperwork and to our mortgage company, it's 98. When we refinanced with a different company a couple years ago, we brought this up when we signed the paperwork with the attorney who came to our home, and we were told it would be fixed, but it never was, even though he crossed out "98" and wrote "89" on the paperwork we signed. In fact, we had to send the mortgage broker an e-mail saying we were aware that the property address and the mailing address were different, which was fine with us, and we thought nothing else of it. Since then, the refinance has been sold to a different mortgage company, as often happens. There seems to be no problem with the tax bill being paid to our county. They always apply the tax payment from our escrow to the correct property, so the plat number, etc., seems to be fine. However, I am concerned that something might come up about it down the road somewhere, perhaps in connection with insurance (such as if we have a problem that needs to be fixed), or having to do with whether we actually own the property once we pay it off. Whenever I have called the mortgage company about it and they have asked me if the property address and our mailing address were the same, I must admit that I have said yes because they have given me grief about it in the past and when I've called them, I just want to resolve the problem I'm calling them about. I want to fix this, but I am afraid it will create more problems than it will fix, or that it will take a lot of money to fix. Please advise me as to if this is a problem, and if so, how much of a problem it could be and how best to fix it. I really stress about this sometimes. I have read some answers to this and similar questions online and they seem to suggest that as long as the lot number, etc. is correct, there's no real problem. Thanks. Deana S.
  8. Hi All- I need some advice because my apartment is now trying to get money from me due to a mistake they made a few months ago and I'm hoping they aren't able to do that. I recently terminated my lease with my apartment in Georgia. Upon telling them 60 days in advance I was to break my lease, they provided me with paperwork that we both signed that stated everything I had to pay to move out, a "rent to fufill notice" (it was outlined like below). September Rent- $700 October Rent- $200 Termination Fee- $1500 I wrote 2 checks, one for september and october rent for $900 and one for the termination fee for $1500. They signed the above paperwork and also signed & dated a photo copy of my checks to confirm they recieved my payment. Now they are coming back to me saying I owe them $300 dollars because my usual rent is $1000, so the mistake they made (and are now realizing 2 months later) is undercharging me for September rent. However, do I have rights not to pay because they provided me with paperwork of what I owed them to fufill my rent, and they signed it and accepted it, regardless of if they made a mistake. Any advice would be awesome! Thank you
  9. I live in Georgia, if I roll my old 401k to an IRA, is the IRA still protected from creditors in non-bankruptcy events/proceedings? For example if someone tries to sue me in civil court sometime down the road. My understanding is that a Rollover IRA is still protected by Federal law from creditors in bankruptcy events, but state law determines the protection in "non-bankruptcy" events. I would like to how much, if any, protection is provided by Georgia state law from creditors in "non-bankruptcy" events? Thank you kindly for any help!
  10. I am curious about a situation. A friend of mine has confided in me that someone she knows used a date rape drug and violated her. She refused to go to the police because she feels they don't care about the victim. Through facebook I located the person and found he is associated with several people I know. I feel I should warn them of this person, and to simply be weary via text message. Would this count as Libel if it gets back to said person?
  11. Dad passed several years ago, leaving a home which was paid off, in which his widow lives. Ownership is JTWROS in a fee simple estate involving the widow, and the decedent's biological children. Since then widow has moved on, and has a new companion living with her. Neither pay rent; however, the property taxes and insurance are being paid. (and yes, decedent's kids realize we own liability for taxes if they go unpaid.) We are finding the widow to be a bit difficult to discuss business matters (to resolution) and establish boundaries. We wish to sever the JTWROS, realizing we forfeit a portion to the widow instead of selling and splitting proceeds between the siblings once the widow passes away. Is that partitioning an even split, or is it based on some other probate decision of division percentage in GA (as in widow gets 50% and children of deceased split the remaining 50% (the will states "share and share alike")? Is the value the fair market value TODAY, or as of the date of Dad's death? We realize partition is the route to go, or gift to a strawman to force our status to TIC. My question is this - can we charge rent to the widow if we are all TIC (assuming I am not the only sibling to sever the JTWROS for TIC)? Is there any mechanism to charge the companion rent? Another question is that if the live-in companion has paid taxes, does the companion have any stake or claim to adverse possession?
  12. Is it considered retaliation if you are dismissed after complaining about a manager's conduct toward you
  13. Is there a law in Georgia that states a certain procedure must be followed when pulled over by an officer?
  14. My 82 year old mother is end stages Alzheimer's Disease. She has been in an assisted living facility for almost ten years. Not wanting our mother to have to ever be alone these final days my siblings and I hired a "sitter" to merely hold her hand and talk to her. After a few weeks I started to realize the lady we hired was quite the instigator and not all there. Upon deeper investigation I uncovered that years prior her own family had banned her from seeing her own mother at the exact facility where my Mom is. Furthermore, she had started threatening to sue other residents for violating her civil rights, and the list goes on and on. After presenting this to my siblings we carefully planned a week long strategy to "wean" her out the door in fear of a trumped up lawsuit...to no avail. The same day I had uncovered her past she had posted a picture of herself with my Mom outside Mom's room. Immediately I removed it. The next day she returned it was back up with the writing on the back, "property of her name" I immediately removed it again. The next morning I receive a text message from her husband that he was filing criminal theft charges against me for the pictures and now an apparently missing cell phone charger.(At this point we had her escorted out of the building by administration.) A few day later I received an e-mail from her that unless I returned the pictures and the cell phone charger in an allotted amount of time she would be taking a warrant out for my arrest for criminal theft. The pictures I did take and still have. The cell phone charger, no Idea. Although she claimed in her e-mail that since I was the last one in my mothers room I took it. Including employees, and family/friends that stopped in to see Mom, I'm guessing at least 15 people were in the room. Rewind a few months; I received some traffic tickets which I did not clear up in Georgia. I fly home every week, life got in the way, Georgia doesn't mess around, and of course a warrant was has been issued. (I've already hired an attorney to help me clear this issue up.) But who do you think got a hold of that information...So until the warrant is straightened out, the crazy lady is now using that against me saying, that if I don't return the items she will make sure an investigation into the missing items are executed on me. Basically telling me she'll send the police to the facility to investigate the "theft" and consequently pick me up for the warrant. My initial thoughts were to just return the pictures and buy her a brand new charger. Although, I can guarantee she won't stop. Does this constitute as blackmail? Falsifying a police report? slander? libel? I just want her to go away and leave our family be but I'm afraid if she is not put in her place immediately she will only continue to torment our family.
  15. My Disability company is offering a settlement of 50 % of the value of the policy over its lifetime. What is the usual percentage offered. For example :- 200,000 till age 65 100,000 settlement at present.
  16. My cousin died on July 9, 2016. One week later, his girlfriend sold his car. Her name was not on the title and she did not have power of attorney. I think she forged his name. The family has seen the car being driven by an unknown person. What recourse do we have? Thank you very much.
  17. Hello, I was recently involved in a non-injury traffic accident in Atlanta, GA. I was traveling through an intersection when a car ran a red light and hit me. The other driver claims that she had a green light as well. No witnesses. The police were called and they put the other driver at fault in their report. After she hit my car, I was redirected and rolled through 3 lanes of apposing traffic. Because this is such a busy intersection and my car did not hit a car coming the opposite direction, the officer determined that the other driver ran the red light. I filed a claim with the other driver's insurance on the same day of the accident. After over a month of no one returning my calls, I received a call from the agent informing me that they were denying liability. I only have liability on my policy, so I am not covered by my insurance. Any suggestions for what I should do next? Any help would be greatly appreciated! Thank You, Chase
  18. Information on what a cestui que vie trust is
  19. My dad and mom purchased property in the Georgia, but live in NJ. My dad died. The deed is in both my parents name. In the state of NJ, the ownership goes to my mom. Is there a different law in the state of Georgia? Does the title transfer to my mother? She has been paying the taxes on it.
  20. Codependent was seen by DNR officer placing book bag in bed of truck. Neither of us gave permission to search the bag, later when a judge give ok to search the book bag, there was drugs found. There was only a warrant put out for me, Codependent at this present time has no charges against him. The DNR office give codependent papers at time of relieving us of incident. If codependent is turning states evidence on me for what had been in bag what defense do I have
  21. To avoid a long story spanning 2 1/2 years, I will try to condense. I was injured in a car wreck in 2011 requiring immediate surgery to repair proximal humerus fracture, rotator cuff tear exceeding 90% and left with severely limited mobility and unable to work with arms above head at all without fear of injury. I was offered a job in 2014 and negotiated this accommodation into my new job before accepting it so the employer had no surprises. As soon as I started my new job, I added a written request to my file for this and for another reasonable accommodation regarding a sleep disorder that was currently under control. My primary physician was treating my Delayed Sleep Phase Disorder with great success but fearing relapse, my doctor provided supporting documentation and as directed by my supervisor also CEO put this on file asking for adjusted morning schedule should these symptoms relapse or treatment stops working. For over a year and a half, I never once missed any time from work. I was never late, took no vacation, no sick days, and no personal time at all. In March of 2015, my doctor died and the physician my files were transferred to knew nothing about DSPD. He transferred me to another and this went on with several different doctors until my boss suggested I see his doctor. That Dr began treating me with the complete opposite type of medication and I began over sleeping some mornings. I explained what was happening but my boss said he didn't care, not to allow it to make me miss work. He said he believed DSPD was fabricated and not a real thing but instead an excuse for being lazy. I began then staying up for several days even on days that I worked 36hr shift's often straight through because of being on call at night. Of course when that caught up with me, I would crash and usually be late the day after finally getting some sleep. He began trying to make me uncomfortable. I'm an embalmer and being suited up in the operating room is hot especially with high blood pressure and he would take and hide the AC and vent controls making it both unbearably hot and dangerous from fumes often times for several days. Then July 26 of this year, he insisted that I go to a cemetery and take down a funeral tent in the rain and thunder storm which required lifting almost 200lbs overhead. When I did this, I tore my epicondylemail muscle in my elbow and dislocated my previously injured shoulder. When I reported this and then told him I was not going to be able to come in the following day, he fired me. He then denied my access to approved physician list of Workers Comp drs. Refused to file a report and then denied the injury to wc, fighting me on unemployment. He then 2 days later evicted me from a home I rented from him. My question is what course of action do I have at my disposal?
  22. I'm in need of advice. My husband and I had to get both our vehicle's fixed. My car was done but he has a scion xb and blew a head gasket. We gave the mechanic the money for all the parts. He has told us the car would be ready but now we are going on 5 months of it not being finished. He charged us $800 for labor and we have paid all but $150. The car is not done and he keeps stalling. There is 1 part that proves to be difficult for him and he has stated that if he cranks the car and he didn't set the timing chain right. It can mess up the engine and he will be responsible for replacing it, and he does not have the money to do that. I told my husband I refuse to pay this guy anymore money especially with him not answering our phone calls and never being home and out of town. We are wanting to retrieve our vehicle from his property and take it to the dealership to get finished properly. My question is so we have the right to do that? Can I have a police escort? Can I do a civil suit? Help please!!!!
  23. Can a post petition debt be collected in a chapter 7 case or is it discharged?
  24. I need help. My ex-husband and I were divorced in May 2014 after 20 years of marriage in Alabama. In the divorce, it said that we were to sell the house and spend the equity to pay down any debts and then split the difference and he was to pay me 900 per month until it sold. He was in contempt of court and I was taking him back to court for several things he was in contempt on. 1 week before our court date, he committed suicide. There was no will and my 2 children are his only heirs. His family and I went to the mediation. I told them that I wanted anything that we had joint debts on which is the house and the boat since there was no money or insurance policies. During the mediation, I was told me the house was mine regardless due to right of survivorship and I was awarded the boat. The 2 attorneys talked with the judge and he was fine with this. His attorney dropped the counter. The documentation I received was from my lawyer. The court order does not show the details. His family (including my children then 16 and 20) decided not open an estate as their was not money. The only other asset was a truck that my ex specifically said would go to my youngest. The state of Georgia (where he lived and died) allowed me to put the truck in my name. Its now in my name and title in Alabama with my son driving. My oldest really got nothing. His parents have several of the household things to give my kids when they are older and the girlfriend has the remaining. This parents paid the funeral expenses. The girlfriend who lived with him paid the remaining lease and cleanup fees. And the girlfriend filed criminal charges on me and my youngest son for "breaking" into her house (my ex and her rented). My son had a key as he used to live their and my son as always told it was his home. I had to pay 1500 to a lawyer to talk to the police and explain and they did not peruse the charges. Now fast forward 1 year. I have paid the full house note and boat note for the whole year along with completely supporting my kids. That has been huge since my ex committed suicide and greatly affected my kids. I am broke. The girl friend is saying that his estate owes him 5,000 and if we didn't open the estate, she would. I met with a lawyer in Georgia. she has that according to Georgia law our divorce degree overrides any deeds or ownership. That 1/2 of my house and the boat belonged to my ex, When my kids open the estate, I will be forced to hand over the boat and be forced to sell my house to pay the estate bills. Is there anything I can do to keep this from happening? My kids and I will lose everything that me and their dad worked for our entire lives just because his girlfriend is 22 and money hungry. His parents and family and I have a great relationship. We are all devastated that we will be forced to lose our home and my son will lose his fathers truck which is not worth much of anything but is priceless to us. And to the market fall, once we pay fees, we would be lucky to get 1,000 or not lose money due to the sale. Is there anything I can do?
  25. Jurisdiction: Georgia My roommate and I moved into a 2 bedroom, 2 bath house on July 20th. I am not on the lease. Our oral agreement is that we will split everything, 50/50. I've known my roommate for ten years but, you really get to know a person when you live with them. We are just friends. I am retired and she stills works. On August 1st. when I refused to tear up a box to put in the trash, she became enraged and told me that she was not going to live with some one who just laid around all day. She told me to get out. After she realized that she needed me to help pay rent and utilities, she relented. Since then, it;s been one thing after another-nit picking. She sees everyone else's faults but not her own. I have come to realize that she chose me to be her roommate because she has this "nice-nasty" persona and no one (apparently except me) wants to deal with her on a daily basis. I cannot. I will not live with her beyond 90 days. How do I break this oral agreement without being liable? I am tempted to just leave but I want to remain a gentleman. Please help and thank you very much. A friend of mine wants me to pay 1/2 the rent and utilities. I concur. She also wants me to pay 1/2 of the deposit although my name is not on the lease. Am I obligated to pay? Thank you
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