No, not divorced. Dad is still alive. Mom had moved into my brother's home in an apartment which she paid rent for. My brother has access to all of her and Dad's belongings including paperwork. Since it is in his home, we can't just go in. Before she died, Mom told me that her will was one created 10 years ago with each spouse as beneficiary for the other and the 3 children as alternate beneficiaries. However, my mother's sister, with whom she was very very close, says that Mom told her that she had put only the 3 children on her accounts as beneficiaries, not Dad. In Missouri, can a spouse be left out by means of beneficiary listing on bank, IRA, or other accounts? My Dad is the only one who earned all of that money. Now he needs full time care and no money left to himself. Can he get that money? How?