My vehicle was hit while it was parked legally in front of my house. The driver was driving on the wrong side of the street. She hit it and then left the scene, drove home which is about 4 houses down and wasn't going to come back butthe neighbors heard the crash and made her come back and tell me. Like a fool I didn't call the police because her parents didn't want her to have a police report on her record. My vehicle was totaled as was her vehicle. Her insurance company was not willing to give me what i think my vehicle was worth so I ended up going through my own insurance company. They offered me more for my vehicle but not what I think it was worth. My question is this; can i accept what my insurance offered me and still take her to small claims court for the diffeence of what i think my vehicle was worth....i have several comparisons that i can show the judge. I do not want to loose the offer from my insurance company but i think they (the person that hit me should put me in a better position to get a vehicle. I did the family a huge favor by not calling the police as there would have been numerous tickets such as driving on the wrong side of the street, leaving the scene of an accident, no seat belt, speeding.