Wife went to sign up for a $25 once a week yoga class and comes out after high pressure sales tactics having signed a contract for $500 per month, 2 days per week, minimum 3 month commitment. Realizes she made a mistake and calls back within the hour and leaves a message (they would not answer) to say she has changed her mind and cannot afford the payment. In addition, she didn't receive a copy of the contract. In todays email, she received an acknowledgement of her call but said she signed a contract and they intended to hold her to it. My question, is the FCC's "cooling off rule" applicable here? I have read that courses of instruction and training are covered by this rule stating you have until midnight of the 3rd business day to void a contract simply because you've changed your mind. In any case, I was able to put a hold on the charge card and am trying to talk amicably with the representatives but they seem to want to play the heavy. Thoughts?