In 2005, my father co-signed my private loan for 1L year of law school and he is now in assisted living without control over his money.
My father is now 75, disabled physically and has a dementia diagnosis. Navient continues to send him computer generated letters, even after the account was brought up to date recently. They also call him when I am less than five days late. (They have a long history of calling him without calling me first.) He is probably not currently permitted to enter into any legal agreements due to his disability. He gets very emotionally upset each time Navient harasses him.
Can he be released as cosigner due to his permanent disabilities? Can another person be named cosigner? He cannot wait 12 months to be released.