In October, 2016, my husband started to back out of a parking space at a local supermarket. Barely moving, he tapped the driver side door of another vehicle looking for a space. We both stopped our vehicles, other driver jumps out of shouting "You hit my car". While she is calling police, we take pictures of her car and only find minor scratches. Police takes report, ask if we need an ambulance and we both say no. Get copy of police report so we can notify our insurance company and note that she told police she has a current auto accident claim pending. Have no idea why she would say that. Anyway, long story short, we get letter from her lawyer for personal injury. Provide info requested and do not hear anything for over 4 months, until the other day. Our insurance company send us a letter saying they are paying the other driver's lawyer $100,000 (our insurance limit) !!! Also enclosed was her lawyer's letter outlining surgery she had for cervical fusion totalling $112,000 , not including the hospital bill. Lawyers DEMANDED $100,00 or else.. My insurance just paid it without even consulting us. Finally spoke to our insurance who said they never sent a claims adjuster or had any contact with her lawyer all these months but they made decision just to pay. They will be sending us a waiver release form to cover us. Something is seriously wrong here...don't know who or which agency to contact to report what I believe is fraud. Anyone with recommendations or suggestions would be greatly appreciated. This is just not right. This affects everyone with insurance. Thank you.