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Everything posted by adjusterjack

  1. Court date? Implying that you have already been sued? You only alluded to a threat of a lawsuit yesterday. Please clarify. And if you have been sued, what date is court?
  2. With all the other problems you are having with your employer maybe you'd just better behave yourself and take the calls lest they figure out a way to fire you.
  3. She has no legal obligation to accept partial payments so stop bothering her with them. Pay her the $450 as soon as possible and hope you can dig it up for her before she does sue you in small claims court. You don't want a lawsuit on your record when you try to buy a house. PS: The 30 day written notice was perfectly legal.
  4. If you did not officially re-affirm the debt prior to your discharge then, no, you are not obligated to pay. Better read the following to make sure you didn't do something without realizing it: That is up to the mortgage company and nobody can predict what any given lender will do. One thing you have to understand is that, if you continue paying, the lender won't lift a finger to do anything as long as money is coming in. If you want the lender to take back the house, you have to stop making your payment and tell them you won't be making any payments ever again and you'll either sign over the deed or they can foreclose. Then see what happens. My problem with that is that you have been paying down the principal for the last 7 years. Isn't there some equity in the house that you should be concerned with? If it's substantial and the house is in decent shape you might wish to negotiate with the lender to allow the sale so you can keep some of the money. Obviously, the lender cannot ask you to do that but there is nothing stopping you from offering to pay the debt in exchange for a release. If they don't want that and you don't want to keep the house, just quit paying and live there for free. Accumulate cash for a couple of months during the process.
  5. Really? Are you frequently approached by law enforcement? Why? I'm never approached by law enforcement. I haven't even been pulled over for a traffic stop in almost 20 years.
  6. What kind of stipulations and under what circumstances are they being made?
  7. Maybe the cocaine packages behind the door panels, maybe in the tires, a hidden compartment in the trunk, maybe even in the rocker panels. How about blood stains from when the body was transported. Paint transfer from a hit and run.
  8. No. Read this: But how would you know what the officer suspects or doesn't suspect? Answer: You don't. You could resemble somebody who just robbed a store around the corner. You could end up on the ground with your face rubbing the pavement while you are being handcuffed and then you get to argue the officer's behavior in court long after the damage has been done. If an officer stops you while you are innocently just walking down the street, don't be one of those "I got rights" people. He may have a reason for asking you for ID that you don't know about and I don't see any harm in providing it and then being sent on your way if all is well. If your question is based on something that actually happened to you then give us the details so our comments might be helpful instead of meaninglessly speculative.
  9. No. Even if you could get the court order it would not be binding on the lender. I suspect that you are already in a financial mess and your credit score is poor. Your option is to just stop paying if you have to. Couldn't make your life much worse than it already is.
  10. Yeah, that's unfortunate. Why do people keep signing stuff without keeping a copy? Defies common sense. Stop doing things over the phone. Walk into the office. Sit down. Say "Please give me a copy of my rental application now." Then sit there quietly for as long as it takes.
  11. Install a root barrier at your fence. Should have done that years ago.
  12. Did you keep a copy of your signed application?
  13. Anybody can sue anybody for anything. You can even sue dead people. Unfortunately, in this case, you'll be wasting your time and your money because it just isn't going to happen.
  14. It's possible that your Mom favored her sister financially and figured you should be able to take care of yourself. For example, my estate is going to my kid sister and not to my adult children nor my other sister. I suggest you consult an attorney before you sell your home to run up a big legal bill that might get you nothing after all this time.
  15. I know a little about a lot of things. I know a lot about a few things. What I don't know, I can look up. That's what justifies research.
  16. You'll have to provide more details. What state? What is the document? What was the transaction about? Why was the boss involved? What did the boss say when your husband asked for a copy of the document?
  17. Then you call her. And keep calling until you get it resolved.
  18. No, you weren't thinking. You were writing a ton of information about what "some" laws say and what "some" other states do when you could have saved us all a lot of time by just reading the South Carolina statute and commenting on what was specific to South Carolina. In the future I hope you stick to the topic at hand (and the state in question) instead of going all over the map (the map of the US that is). LOL
  19. I agree. The police officer was wrong. Here's the SC statute in it's entirety. The attempt at extortion/blackmail is the crime: I suggest a personal visit by the OP to the local police with a printout of the statute and his evidence and if that doesn't get a report filed, he can take it up with the local District Attorney's office. Unfortunately, whatever the outcome of potential criminal prosecution is, it doesn't change the fact that his employer had a legitimate reason to fire him whether it was for sexual harassment or for just having the relationship.
  20. Are you self employed, in business for yourself, with your own license, where you provide security guard services to many clients at different times, a day here, a night there, and bill them by invoice? If yes to all of that then a "client" requiring evidence (usually a Certificate of Insurance) that you have WC (and often General Liability and Professional Liability) insurance is perfectly legal. If you can't get yourself a WC policy through a regular insurance company as a sole proprietor you can get it through the State Compensation Fund. If the answer to all those questions is no, then what the prospective "employer" is demanding is illegal. There may be a gray area between self employed independent contractors and employees when it comes to security guards so please provide more details about what you do and how you do it.
  21. Obviously they can do it because they did do it. How about you get your friend to post here so we can have a discussion with him instead of wasting our time getting second hand information from a middleman.
  22. I guess you're one of those guys who can only be a man by insulting people anonymously on the internet and having the last word. Well, I am giving you permission to have the last word. Say whatever you like. I won't dignify it with a response. Make it a good one. I can take it. I've been insulted by better than you.
  23. Next step? How about a visit to the broker's office? Take a day off and be prepared to stay there all day if you have to. Otherwise, now would be a good time to consult an attorney.
  24. Different situation, maybe, but the question was the same. You want to file a John Doe lawsuit and then serve a subpoena on whoever so you can find out the identity of the person you want to sue. In the abstract, the answer is yes in both cases. You can do it. Whether you'll be successful is impossible to predict so if you are looking for some sort of guarantee that the tactic will work, I don't see you getting that guarantee here for either situation.
  25. You're right. I responded to you and there certainly wasn't any point in doing so.