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Whether your insurance is implicated because your friend was driving your car with your permission is obviously something that can only be determined by reading your policy.  You shouldn't have any liability solely because you were the owner of the car unless your unidentified state has a (highly unusual) law that imposes such strict liability or unless you knew or should have known that this guy shouldn't have been driving.  Beyond that, and assuming that your friend was 100% at fault for the accident (you don't mention any other cars being involved), then his estate and, potentially, his wife are liable for any injuries.

Thanks pg1061:

The reason I brought out my case is I received a notice from my friend's wife's attorney and asked me to provide the declaration of my asset. First, I was thinking I am just the owner of the car, and I was not even the driver that caused the accident, and my insurance should be able to handle it until I got this notice. I am really lost now, and I have no idea of how to handle my case? and Why would an attorney wants to know about my assets?

I'm not sure what "the declaration of my asset" is or why this attorney might want it.  You should be tendering this matter to your insurer and demand that it provide you with a defense against any potential claim.  You might be wise to consult with counsel independent of your insurer as well.