I have contacted the credit card creditor which is a Law firm they laugh at me for asking them about can student loan refund benefits be garnish and decline my payment installment offer as well my economic of hardship form. They advised me its nothing they can due after my bank release my funds to them in 20 days then this will be over. I advised them that these funds are for the college for a balance I have which I wont be able to enroll next semester and they just hung up on me.
I contact my bank they told me its nothing they can do since its not 3 x's behind the account number therefore its not Government protected. They advised me to contact a lawyer to dispute it but I cant afford a lawyer I am a poor college student at the moment. That can't feed my self most times.
Can someone give me some options and also am I right or wrong?
Edited by FindLaw_AHK, 04 February 2013 - 01:56 PM.
This post has been edited to remove personal or identifying information. -Moderator