I have a friend that works at a bank and he said some laws or rules were passed not to long ago where only one person is supposed to work with you, after going with **** I see why. Im thinking things are going along fine, but shes waiting for the bank statement to take $877 out of my account, the one that the first guy told me to ignore. I didnt realize this and my next house payment was already due and a late fee was added to it. A third person from there contacts me telling me I have to pay all this money, but I refused to pay and told him I still had the email stating that I did not need to send a bank statement or have to pay any closing cost.
I sent him the email proving it and he replied back saying I was right and everything was back on track and we would be closing it soon. A week later my house payment is past due and it was turned in and now its affecting my credit score which has me very angry because my credit history was good with no late payments on it. He calls me up againg saying he now needs a downpayment and Im refusing to pay it and my house payment because I was told my last payment would be November and I needed $0 at closing. I have all the emails, some voice mails they left on my phone saved proving what was said and that they had me working with several people which they shouldnt have if that really is a law because working with multiple people is what got this messed up in the first place.
Can I take them to court and sue them for hurting my credit score? It was their fault and Im still holding them to what they said about November being my last payment and no closing cost.
Edited by FindLaw_AHK, 23 January 2013 - 07:19 AM.
This post has been edited to remove personal or identifying information. -Moderator