I wanted to sell my Michigan house with a land contract last year . I'm from Europe and i dont know all the English words so I trusted a lawyer to help me do this correctly. The lawyer that wrote the contract wasalso the lawyer of the person that I was trying to sell the house to.
My intention was to sell the house with a land contract for the remaining balance of the loan. Everything went very fast.. I signed a paper and i told the lawyer that I wanted to make sure the he specify in the contract that if the tenant misses 3 payments that I would get the house back .The insurance for the house was on my name and I added the tenant.The loan was in my name .
Two weeks ago the house burned down. i wanted to find out what my rights were so I went to a different lawyer. Well I was shocked when I discovered that I had signed a Quit Claim Deed, not a land contract which is what I thought i had signed . This new lawyer and my insurance adjuster told me i had actually "gave the house away as a gift" and yet I was still responsible to make the payments . I later found that this Quit Claim Deed had actually never been registered with Oakland County. Also, the insurance company specified that the check would be made out to me, the buyer, and the mortgage lender. .
So my question is can i file a complaint about the first lawyer? What are my rights regarding this house and the insurance reinbursement?